hedge10 digital is among the few providers in Germany that deliver a complete EBICS solution tailored for both banks and corporate clients. The EBICS system can be implemented either as a licensed product or as a hosted Software-as-a-Service (SaaS) offering. This flexibility enables the creation of customized infrastructures for communication between banks and companies, as well as for interbank exchanges.
EBICS is an internet-based communication standard designed to securely process high volumes of payment transactions. As it continues to evolve, EBICS is expanding beyond Germany and moving toward broader adoption across Europe. It offers users key advantages such as comprehensive bank accessibility, freedom to choose standard-compliant products or services, and robust security through encryption and end-to-end monitoring. Moreover, EBICS supports all types of payment processes, including direct debits, transfers, and other transaction formats.
With our solutions, EBICS can be acquired either as a standalone h10 bank server or as an integrated component within the modular payment transaction platform. Regardless of the deployment model, the EBICS standard ensures multi-currency capability and supports consistent, automated payment workflows across diverse financial operations.
Real-time transfers have become a key focus in modern payment processing, offering continuous availability and immediate transaction results. With Instant Payments, transfers can be executed at any time—24 hours a day, 365 days a year—without dependence on traditional banking hours. Funds are credited to the recipient’s account within seconds, and the payer receives instant confirmation of the transaction’s completion, ensuring efficiency and transparency.
We build infrastructure - either for WEB2 or WEB3 environments - giving you the edge to master these payments and offering benefits for your customers.